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Health insurance

Advantages and Disadvantages on Group Health Insurance VS Individual Health Insurance

In this article we will explore the reasons that motivate employers to get group health insurance for employees and we will look at the advantages and disadvantages from both points of view.
Group Health Insurance VS Individual Private Health Insurance
Probably the most significant distinguishing characteristic of group insurance is the substitution of group underwriting for individual [...]

Over 90 Insurance Designations and Rising

The insurance agent designations are not noted by rank. This is because a specialist working the senior market might think his insurance designation more important than one selling life insurance. And of course the opposite is very likely. In additional, some designations require very extensive and intense learning to obtain.
Thanks to the continuing education requirements [...]

Traditional Health Insurance Versus a Health Savings Account

Consumers frequently inquire about the difference between these plans. Most understand the basics of traditional health insurance, but many do not understand the nuances of a Health Savings Account – or HSA.
What is a Health Savings Account?
The easiest way to explain the difference may be to clarify what health savings accounts are not. [...]

Cheap Health Insurance – How Single Moms Can Find Inexpensive Health Coverage

We all know intuitively it is a terrible idea to try to live without the security that comes with health insurance.
Most of us can get away with it for a while, but eventually we end up in a situation where we could realistically face financial ruin as the result of a health emergency. And if [...]

Does Health Insurance Cover Lap Band Surgery?

Lap band surgery can be the last resort for achieving weight loss for someone who is suffering from morbid obesity. It is indeed a tough decision to make due to the expensive surgery cost – $25000 for a successful surgery. Despite its cost, additional overheads associated with the post surgery treatment may increase the cost [...]